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Home » General Comments » HUD homes: $100 downpayment in Florida

HUD homes: $100 downpayment in Florida

I have sold HUD homes and there are amazing opportunities and deals available. I work with a HUD loan specialist, also. Call me and let’s talk about it!

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Professionalism, Knowledge, Dedication

Your professionalism, knowledge, dedication, and kindness has left us blessed with a new place to call "home" and the two of you to call our friends!

-Carol, Tom, and Kristin A.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-10-28T20:29:09-04:00

Your professionalism, knowledge, dedication, and kindness has left us blessed with a new place to call "home" and the two of you to call our friends! -Carol, Tom, and Kristin A.

https://callfloridahome.com/testimonials/professionalism-knowledge-dedication/

Extremely helpful

Lori was extremely helpful throughout the whole process. She is very knowledgeable in dealing with various real estate questions.

- Dan S

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-22T15:37:37-04:00

Lori was extremely helpful throughout the whole process. She is very knowledgeable in dealing with various real estate questions. - Dan S

https://callfloridahome.com/testimonials/1777/

Wonderful Experience

...just wanted to take a few minutes to write this note and thank you for a wonderful experience. You have spent many hours making sure that this purchase went smoothly and easy for us. Thank you for taking the time to explain each question and thank you for going above and beyond your job. The K. Family

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T11:56:23-04:00

https://callfloridahome.com/testimonials/wonderful-experience-2/

Fantastic & painless

I flew down 1/14/19 to New Port Richey from Tennessee to get familiar with the area & what it had to offer. I had been researching New Port Richey for 3 yrs. & really had no intention of buying at the time, which I mentioned to Lori; but I also told her I was planning to come back in 6 mos to purchase.

Second villa Lori showed me I was hooked. It was everything I had ever dreamed of. The home, the location, the neighborhood, the open-concept, the layout; I could go on & on ad nauseam. She showed me several more lovely homes which fit my criteria but I couldn't get my prospective new home off my mind. I signed a contract 1/16/19, flew back to Nashville, sold my condo, packed up & was back for the closing on my new place, February 28, 2019.

Lori has helped to change my life moving from Tennessee to the Sunshine State & I will absolutely refer her in a heartbeat to family, friends or anyone in need of her expert services. I finally have my own little piece of PARADISE. Dreams do come true. I'm in HEAVEN.

-Cathy W

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-03-13T16:07:19-04:00

I flew down 1/14/19 to New Port Richey from Tennessee to get familiar with the area & what it had to offer. I had been researching New Port Richey for 3 yrs. & really had no intention of buying at the time, which I mentioned to Lori; but I also told her I was planning to come back in 6 mos to purchase. Second villa Lori showed me I was hooked. It was everything I had ever dreamed of. The home, the location, the neighborhood, the open-concept, the layout; I could go on & on ad nauseam. She showed me several more lovely homes which fit my criteria but I couldn't get my prospective new home off my mind. I signed a contract 1/16/19, flew back to Nashville, sold my condo, packed up & was back for the closing on my new place, February 28, 2019. Lori has helped to change my life moving from Tennessee to the Sunshine State & I will absolutely refer her in a heartbeat to family, friends or anyone in need of her expert services. I finally have my own little piece of PARADISE. Dreams do come true. I'm in HEAVEN. -Cathy W

https://callfloridahome.com/testimonials/fantastic-painless/

Highly likely to recommend

Bought a Condo home in Hudson, FL in 2016. Lori is very professional and down to earth. She answered questions and resolved any issues quickly. I recommended her to my mother who was buying and selling and also experienced the same. Lori is also a sweetheart.

florida416

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:09:24-04:00

Irene O'Dell

https://callfloridahome.com/testimonials/highly-likely-to-recommend/

Purchasing & Sales Agent

I have had the pleasure of working with Lori for several years in purchasing, selling and renting and In every case Lori has always been a professional, caring and upstanding agent. She is conscientious and gets the job done and always has your best interest at heart.

-Kathy A

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-10-03T14:10:45-04:00

https://callfloridahome.com/testimonials/purchasing-sales-agent/

Total Involvement

Lori took the whole stress out of selling our home by her total involvement and attention to details. Lori has been a pleasure to know and a joy to work with. - William K.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T12:01:27-04:00

Lori took the whole stress out of selling our home by her total involvement and attention to details. Lori has been a pleasure to know and a joy to work with. - William K.

https://callfloridahome.com/testimonials/total-involvement/

Personable & thorough!

We’ve moved many times & we must say Lori, with her assistant & husband David, make a great team! Very personable; making sure every detail in buying & selling a home is not missed. Our experience with them was great & would definitely recommend to anyone. - Bill and Donna B.

Referrals: Yes. I already have!

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2020-04-02T16:23:05-04:00

https://callfloridahome.com/testimonials/personable-thorough/

Wonderful experience!

Wonderful experience for my first home purchase! Knowledgeable, kind, and lovely people!

-Kristin A

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-10-17T18:36:51-04:00

Wonderful experience for my first home purchase! Knowledgeable, kind, and lovely people! -Kristin A

https://callfloridahome.com/testimonials/wonderful-experience/

Cares about her client

Very hard working, very honest, actually cares about her client whereupon other people have forgotten. Also, goes alot further to obtain information regarding properties of interest.

Robert S

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:33:45-04:00

Robert Scotti

Very hard working, very honest, actually cares about her client whereupon other people have forgotten. Also, goes alot further to obtain information regarding properties of interest. Robert S

https://callfloridahome.com/testimonials/1681/

I would highly recommend her

I have purchased a few properties in my lifetime, but have never worked with someone as pleasant and courteous as Lori. I would highly recommend her. Our purchase was a less then easy journey and Lori guided us through, even when our patience was thin. Again, highly recommended.

Joseph and Richayne A

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:32:32-04:00

Joseph and Richayne Aquino

https://callfloridahome.com/testimonials/1679/

Lori went above and beyond

After dealing with several other realtors who just didn't understand us, Lori went above and beyond our expectations for finding our dream home. She listened to our needs, and didn't try to push us into a certain neighborhood or out of our price range. She was very patient, and professional at all times, even after viewing 41 houses. Although, #42 was the winner, she went out of her way to make the buying experience less stressful and easy. I would, and will definately recommend her as she helped us find our dream home.

Barran Y

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:33:10-04:00

Barran Yap and Billie Mondalek

https://callfloridahome.com/testimonials/1680/

Very easy to work with.

Love her, so easy to work with, very friendly.

- June L

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-06-06T10:35:37-04:00

Love her, so easy to work with, very friendly. - June L

https://callfloridahome.com/testimonials/very-easy-to-work-with/

You’re top notch!

Lori exceeded our expectations in every way. I purchased a home with her help back in 2008 and when it was time to sell and move to our dream home Lori helped us again. Now, I have family looking to purchase and after telling them how wonderful Lori is, she is helping them find their dream home also. I wouldn't feel comfortable with anyone else. Thank you for your help, expertise, and dedication! You're top notch!

Jennifer D

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-18T13:18:10-04:00

https://callfloridahome.com/testimonials/1775/

She’s very professional

I had the great pleasure of having Lori as an agent. She's very professional and pleasant. She answered my many questions quickly. After finding my condo, I had her show my mother some properties. My mother also purchased one. We will be listing our home with Lori when we are ready to sell. I highly recommend her for buying or selling.

Jozefa C

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:31:36-04:00

Jozefa Chrzan

https://callfloridahome.com/testimonials/1678/

Lori is your agent

I had contacted another agent first. Without going into detail, we very quickly learned he was not the agent for us. I basically looked online, closed my eyes, pointed my finger, opened my eyes and my finger was on Lori's name. I called her left a message and she got back to me in within 5 minutes. And from that point on, Lori worked diligently with us in pursuit of helping us find a suitable seasonal home. It did not matter to her that we were looking for something in only the $45,000 - $50,000 range. She worked tirelessly for us as if she stood to make a fortune on commission when in reality she knew full well she would not. This is the type of agent Lori is. She is professional, she is knowledgeable, she is hardworking, honest a great listener and thoughtful. If you are looking for an agent to take on and take care of your real estate endeavors, please take our word for it, Lori is your agent.

Jacquie M

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-09-10T14:02:45-04:00

https://callfloridahome.com/testimonials/lori-is-your-agent/

Above & Beyond

Thank you very much for all your hard work and efforts. You really do go above and beyond the call of duty. - Tom S.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T12:02:55-04:00

Thank you very much for all your hard work and efforts. You really do go above and beyond the call of duty. - Tom S.

https://callfloridahome.com/testimonials/above-beyond/

Lori was very helpful

Lori was very helpful and happy to show my wife and I the area. She took us to a number of beautiful properties we had picked out. Although we didn't find the perfect beach place, we are confident that Lori will find it !

David W

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-05T11:22:19-04:00

David Waag

https://callfloridahome.com/testimonials/1741/

Refreshing experience

We had an excellent experience looking for a home and in the process to purchase a home in Florida. Our thanks to Lori for all the help and time she and her husband gave to us so we could get thru this procedure and we were not there most of the time. Most of all we appreciate the customer service they afforded us after the sale was complete. I would highly recommend Lori Czaya, Florida Luxury Realty, to help with your real estate transactions.

- Andrea W

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-09-12T17:01:38-04:00

https://callfloridahome.com/testimonials/refreshing-experience/

Lori Czaya, Florida Luxury Realty, Real Estate Associate

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Total Involvement

Lori took the whole stress out of selling our home by her total involvement and attention to details. Lori has been a pleasure to know and a joy to work with. - William K.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T12:01:27-04:00

Lori took the whole stress out of selling our home by her total involvement and attention to details. Lori has been a pleasure to know and a joy to work with. - William K.

https://callfloridahome.com/testimonials/total-involvement/

Fantastic & painless

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-03-13T16:07:19-04:00

I flew down 1/14/19 to New Port Richey from Tennessee to get familiar with the area & what it had to offer. I had been researching New Port Richey for 3 yrs. & really had no intention of buying at the time, which I mentioned to Lori; but I also told her I was planning to come back in 6 mos to purchase. Second villa Lori showed me I was hooked. It was everything I had ever dreamed of. The home, the location, the neighborhood, the open-concept, the layout; I could go on & on ad nauseam. She showed me several more lovely homes which fit my criteria but I couldn't get my prospective new home off my mind. I signed a contract 1/16/19, flew back to Nashville, sold my condo, packed up & was back for the closing on my new place, February 28, 2019. Lori has helped to change my life moving from Tennessee to the Sunshine State & I will absolutely refer her in a heartbeat to family, friends or anyone in need of her expert services. I finally have my own little piece of PARADISE. Dreams do come true. I'm in HEAVEN. -Cathy W

https://callfloridahome.com/testimonials/fantastic-painless/

Refreshing experience

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-09-12T17:01:38-04:00

https://callfloridahome.com/testimonials/refreshing-experience/

Extremely helpful

Lori was extremely helpful throughout the whole process. She is very knowledgeable in dealing with various real estate questions.

- Dan S

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-22T15:37:37-04:00

Lori was extremely helpful throughout the whole process. She is very knowledgeable in dealing with various real estate questions. - Dan S

https://callfloridahome.com/testimonials/1777/

Highly likely to recommend

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:09:24-04:00

Irene O'Dell

https://callfloridahome.com/testimonials/highly-likely-to-recommend/

I would highly recommend her

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:32:32-04:00

Joseph and Richayne Aquino

https://callfloridahome.com/testimonials/1679/

Above & Beyond

Thank you very much for all your hard work and efforts. You really do go above and beyond the call of duty. - Tom S.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T12:02:55-04:00

Thank you very much for all your hard work and efforts. You really do go above and beyond the call of duty. - Tom S.

https://callfloridahome.com/testimonials/above-beyond/

Wonderful Experience

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-05-06T11:56:23-04:00

https://callfloridahome.com/testimonials/wonderful-experience-2/

Very easy to work with.

Love her, so easy to work with, very friendly.

- June L

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-06-06T10:35:37-04:00

Love her, so easy to work with, very friendly. - June L

https://callfloridahome.com/testimonials/very-easy-to-work-with/

Personable & thorough!

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2020-04-02T16:23:05-04:00

https://callfloridahome.com/testimonials/personable-thorough/

Lori went above and beyond

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:33:10-04:00

Barran Yap and Billie Mondalek

https://callfloridahome.com/testimonials/1680/

Wonderful experience!

Wonderful experience for my first home purchase! Knowledgeable, kind, and lovely people!

-Kristin A

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-10-17T18:36:51-04:00

Wonderful experience for my first home purchase! Knowledgeable, kind, and lovely people! -Kristin A

https://callfloridahome.com/testimonials/wonderful-experience/

Cares about her client

Very hard working, very honest, actually cares about her client whereupon other people have forgotten. Also, goes alot further to obtain information regarding properties of interest.

Robert S

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:33:45-04:00

Robert Scotti

Very hard working, very honest, actually cares about her client whereupon other people have forgotten. Also, goes alot further to obtain information regarding properties of interest. Robert S

https://callfloridahome.com/testimonials/1681/

Lori is your agent

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-09-10T14:02:45-04:00

https://callfloridahome.com/testimonials/lori-is-your-agent/

Purchasing & Sales Agent

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-10-03T14:10:45-04:00

https://callfloridahome.com/testimonials/purchasing-sales-agent/

Lori was very helpful

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-05T11:22:19-04:00

David Waag

https://callfloridahome.com/testimonials/1741/

You’re top notch!

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-18T13:18:10-04:00

https://callfloridahome.com/testimonials/1775/

Professionalism, Knowledge, Dedication

Your professionalism, knowledge, dedication, and kindness has left us blessed with a new place to call "home" and the two of you to call our friends!

-Carol, Tom, and Kristin A.

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2019-10-28T20:29:09-04:00

Your professionalism, knowledge, dedication, and kindness has left us blessed with a new place to call "home" and the two of you to call our friends! -Carol, Tom, and Kristin A.

https://callfloridahome.com/testimonials/professionalism-knowledge-dedication/

She’s very professional

Lori Czaya, Florida Luxury Realty, Real Estate Associate

2018-05-03T16:31:36-04:00

Jozefa Chrzan

https://callfloridahome.com/testimonials/1678/

Lori Czaya, Florida Luxury Realty, Real Estate Associate

Lori's Suncoast Florida Real Estate

Lori's Suncoast Florida Real Estate

HUD homes: $100 downpayment in Florida

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